Flexible HVAC Financing
Don't let budget concerns keep you from the comfort you deserve. Affordable payment plans to fit every situation.
Making Comfort Affordable
A new HVAC system is an investment in your home and your comfort. Our financing options make it easy to get the system you need without the financial stress.
No Large Upfront Costs
Get the HVAC system you need now without draining your savings. Spread the cost over manageable monthly payments.
Fixed Monthly Payments
Know exactly what you owe each month with predictable, fixed payment plans that fit your budget.
Fast Approval
Our streamlined application process means you can get approved quickly and start your project sooner.
Multiple Lender Options
Compare offers from multiple lending partners to find the rate and terms that work best for you.
How It Works
Getting started is simple. Three easy steps to affordable comfort.
Apply Online
Fill out a quick application to check your options. The initial check is a soft credit inquiry that won’t affect your credit score.
Get Approved
Review personalized loan offers from multiple lenders. Compare rates, terms, and monthly payments to find the best fit.
Start Your Project
Once approved, we’ll schedule your HVAC installation or repair. Funds are deposited directly so your project can begin right away.
Powered by Hearth
We've partnered with Hearth, a trusted home improvement financing platform, to bring you flexible payment options. Hearth connects homeowners with a network of lending partners to help you find the best financing for your HVAC project.
- Personal loans with competitive rates
- Loan amounts from $1,000 to $100,000
- Terms from 2 to 12 years
- Soft credit check to see your options
- No prepayment penalties
- Funds deposited directly
Check Your Rate
See your personalized loan options in minutes — no impact to your credit score.
Hearth integration launching soon. Call us to discuss financing options in the meantime.
Frequently Asked Questions
Common questions about our HVAC financing options.
No. The initial rate check uses a soft credit inquiry, which does not impact your credit score. A hard inquiry only occurs if you choose to proceed with a loan offer.
Most applicants receive loan offers within minutes of completing the online application. Once you accept an offer, funding can be completed in as little as 1-3 business days.
Our financing partner works with multiple lenders who serve a wide range of credit profiles. We encourage everyone to apply — you may have more options than you think.
Loan terms typically range from 2 to 12 years, with loan amounts from $1,000 to $100,000. The specific terms available to you will depend on your credit profile and the lender.
No. You can pay off your loan early at any time without incurring any prepayment penalties or additional fees.
You can finance any of our HVAC services including new AC installations, heating systems, full system replacements, ductwork, indoor air quality upgrades, and more.
Ready to Get Started?
Contact us to discuss your HVAC project and financing options.